We have a Block Buildings Insurance Policy, which provides cover for all owners who are included in the Association’s Full Factoring Service.  The excesses for any claims made under the Policy are as follows:

Claims for damage within an owner’s own property - £ 100 

Claims for damage within a common area, where all residents are owners - £ 100  (cost shared amongst all owners)

Claims for damage within a common area, where residents are a mix of tenants and owners - £ 100  (cost shared amongst all owners, including the Association)  TO BE CONFIRMED